Frequently Asked Questions

Q?What is a Payday Loan?
A.

It is a small, unsecured loan designed to be repaid on your next payday. You can obtain a small loan in a simple and quick manner which is paid into your account the same day.

Q?How much can I borrow?
A.

The loan amounts typically start at £100 and the maximum amount available is £1000, but this will vary from lender to lender. The amount that you are approved for will be based on your individual circumstances. A credit limit will be determined and you can borrow any loan amount you wish up to your agreed credit limit.

Q?How do I apply for a payday loan?
A.

To apply for a payday loan, complete and submit the simple application form via this website.

Q?Can I still get a payday loan if I have a bad credit history?
A.

Some lenders may consider each application on its own merit. They will assess your ability to repay the loan on your next payday.

Q?What if I already have a payday loan elsewhere?
A.

This should not be a problem if you have other outstanding payday loans elsewhere, as the lender will consider your ability to repay the loan when it becomes due, but please check.

Q?Do you contact my place of work?
A.

We do not contact your employers.

Q?How quickly can I get my payday loan?
A.

Most lender will always aim to get you the cash in your bank account as cleared funds the same day. Should you apply after 4pm, or on a weekend, then check with them whether the cash will be in your account the next working day.

Q?How long do I have to repay my payday loan?
A.

The loan is to be repaid on your next payday, should you find yourself in difficulty to repay the loan in full, please contact the lender directly to discuss your loan.

Q?What if I am paid weekly?
A.

If you are paid weekly, your loan repayment will be due upto 4 weeks from the day your loan is approved. The same also applies for those who are paid every 2 weeks but this should be checked with your lender.